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The General® Auto Insurance in Texas

Auto Insurance for Lone Star State Drivers

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Call 855-205-3995 Today!

Get Affordable Car Insurance in Texas

From the Panhandle to the Gulf Coast, if you drive a car or truck in Texas, you need auto insurance. Get your FREE quote from The General today!

The General specializes in providing you with a low auto insurance rate, no matter your driving history. You can get affordable auto insurance in the great state of Texas, even if you fall into one of the following categories:

Traffic Violations

Everyone makes mistakes. Previous accidents and tickets don’t have to keep you from driving insured.

Policy Lapse

Have you gone without insurance in the past? The General can help you get the coverage you need.

SR-22

Had your driver’s license suspended or revoked? Go to The General today and save some time!

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Texas Minimum Auto Insurance Requirements*

At a bare minimum, Texas law requires you to have liability coverage for any accidents you may cause while operating your vehicle. That means to drive legally, your auto insurance policy must offer what we call “30/60/25” coverage. That’s $30,000 for each injured person, up to $60,000 per accident, and up to $25,000 per accident for any property damage.

That’s the minimum. However, costs can add up quick after an accident. You might want more coverage on your auto insurance policy in the event the minimum amount of coverage isn’t enough.

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Other Types of Auto Insurance in Texas

Collision Coverage

If you’re in an accident, and your car or truck can be fixed, collision coverage helps pay for repairs. If your vehicle is totaled (i.e., the costs of the repairs exceed its value), then this coverage will give you cash value for it, so you can buy another one. Keep in mind, if you still owe any money on your vehicle the owner of your loan may require you to have collision coverage on your insurance policy.

Comprehensive Coverage

Comprehensive covers you in the event your vehicle is stolen or damaged by something other than a collision, such as fire, falling objects, or vandalism. It may even cover the costs of a rental car while repairs are being done. As with collision coverage, your lender may require you to have comprehensive coverage if you still owe money on your car or truck.

Medical Payments Coverage

If there are any medical or funeral bills beyond what’s covered in your liability insurance, medical payments coverage will help pay for them. It not only covers injured drivers, passengers, pedestrians, and cyclists, it also covers you and your family members, no matter who is at fault.

Personal Injury Protection (PIP)

Personal injury protection, sometimes called “no-fault” coverage, is similar to medical payments coverage with one major distinction. If someone you injured in an accident requires long-term care, PIP will cover 80 percent of the costs, as well as lost wages, regardless who caused the accident.

Uninsured/Underinsured Motorist

At some point, you may be in an accident with an uninsured or underinsured driver, or you may be the victim of a hit-and-run. If one of those ever happens to you, this type of coverage will help pay for medical expenses, damage to property, or both, depending on the terms of your policy.

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Texas Car Insurance Quotes and Questions

Have questions about auto insurance? Looking for an affordable quote in Texas? The General’s licensed agents can help. Call The General today to learn more. Remember, if you choose a policy with The General, you’ll receive immediate proof of insurance, so you can get driving sooner.

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“It was extremely easy to get on with The General. It went smooth and didn’t take long. The price was better than expected.”

Toni

Texas

“The General has just been great and has saved me a boatload of money!”

Laura

Texas

“If you need insurance, you need to check out The General. They will save you time and money.”

James

Wisconsin

“It was extremely easy to get on with The General. It went smooth and didn’t take long. The price was better than expected.”

Toni

Texas

“The General has just been great and has saved me a boatload of money!”

Laura

Texas

“If you need insurance, you need to check out The General. They will save you time and money.”

James

Wisconsin

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